Submissions
The Inquiry intends wherever possible to treat submissions as public, and intends to make major submissions available for public perusal and comment. The Inquiry has created guidelines to assist people making submissions.
Subject to time constraints and having regard to its wide terms of reference, the Inquiry is committed to consulting as broadly and comprehensively as is possible and appropriate. Where the Inquiry considers it would assist, it is envisaged that meetings may be held later in the year to enable persons to expand on their submissions or to enable questions to be asked by Inquiry members.
Public submissions that were provided to Treasury in electronic format are available to be downloaded below. Submissions are saved in both Word 2 and PDF formats. Submissions can be downloaded by clicking on either icon at the right of the table.
The Inquiry also received a number of supplementary submissions, which are also available for downloading.
NOTE: Where an organisation has submitted multiple documents to the inquiry, Part A is the Executive Summary. Missing submission numbers indicate that the organisation or individual has requested their submission remain confidential.
| Sub | Date | Name/Organisation/Address | Download | |
| DOC | ||||
| 1 | 11/06/96 | Mr & Mrs G and MG Lennox DUNALLEY TAS 7177 |
Not Available |
Not Available |
| 2 | 18/07/96 | Ms G H Thompson CLAREMONT WA 6010 |
31 KB | 28 KB |
| 3 | 30/06/96 | Mr L Kennedy BIGGERA WATERS QLD 4216 |
6 KB | 5 KB |
| 4 | 31/05/96 | Prof A Fels Australian Competition and Consumer Commission BELCONNEN ACT 2616 |
83KB | Not Available |
| 5 | 21/06/96 | Mr B Howard The Howard Group SYDNEY NSW 2000 |
Not Available |
Not Available |
| 6 | 31/05/96 | Mr E M Gooley James N Kirby Pty Ltd MILPERRA NSW 1891 |
Not Available |
Not Available |
| 7 | 8/07/96 | Mr A Getz City Acceptance Corporation Pty Ltd PYMBLE NSW 2073 |
Not Available |
Not Available |
| 8 | 5/07/96 | Mr W Pallister Permanent Trustee Company Limited SYDNEY NSW 2001 |
Not Available |
Not Available |
| 9 | 9/07/96 | Mr R S Matthews PENNINGTON SA 5013 |
Not Available |
Not Available |
| 10 | 22/07/96 | Ms Elsie Ahrens LEABROOK SA 5068 |
Not Available |
Not Available |
| 11 | 22/06/96 | A.G Kelly PALM BEACH QLD 4221 |
Not Available |
Not Available |
| 12 | 26/07/96 | Mr P D Glover WYNNUM QLD 4178 |
Not Available |
Not Available |
| 13 | 24/07/96 | Mr Guy T Baker FAIRY MEADOW NSW 2519 |
Not Available |
Not Available |
| 14 | 15/07/96 | Mr Victor Robb BOOVAL QLD 4304 |
Not Available |
Not Available |
| 15 | 31/07/96 | Mr James K Bain POINT PIPER NSW 2027 |
Not Available |
Not Available |
| 16 | 2/08/96 | Mr Edmund L Burgi WANDIN VIC 3139 |
Not Available |
Not Available |
| 17 | 7/08/96 | Ms Julianna Adams O'Bryan Securicare MELBOURNE VIC 3004 |
(A)
15 KB (B) 74 KB (C) 48 KB |
|
| 18 | 24/06/96 | Mr Bruce Andrews EAST HAWTHORN VIC 3123 |
Not Available |
Not Available |
| 19 | 25/06/96 | Mr Albert Date KINCUMBER NSW 2251 |
Not Available |
Not Available |
| 20 | 26/07/96 | Mr Rod Irwin Head Injury Council of Australia Inc PEARCE ACT 2607 |
8 KB | 7 KB |
| 21 | 20/07/96 | Mr Arthur Peel NUNAWADING VIC 3131 |
Not Available |
Not Available |
| 22 | 9/08/96 | Mr Harry Wallace Australian Owned Companies Association RYDALMERE NSW 2116 |
Not Available |
Not Available |
| 23 | 7/08/96 | Dr Klaus D Wiegel TOORAK VIC 3142 |
Not Available |
Not Available |
| 25 | 12/08/96 | Mrs S H Allen MALVERN SA 5061 |
Not Available |
Not Available |
| 26 | 16/08/96 | Mr Adrian C Bryant SOUTH LISMORE NSW 2480 |
Not Available |
Not Available |
| 27 | 19/08/96 | Mr Ian Donaldson GRANGE QLD 4051 |
Not Available |
Not Available |
| 28 | 16/08/96 | Mr David Spearman Federation of Building Societies of WA EAST PERTH WA 6892 |
Not Available |
Not Available |
| 29 | 24/08/96 | Dr J.A. Hermann Economic Reform Australia MODBURY SA 5092 |
Not Available |
Not Available |
| 30 | 16/08/96 | Mr James Hugh Donohoe MOSMAN NSW 2088 |
71 KB | 68 KB |
| 31 | 26/08/96 | Mr John P McAuley TURRAMURRA NSW 2074 |
Not Available |
Not Available |
| 32 | 27/08/96 | Mr Andrew Penn National Mutual Holdings Limited MELBOURNE VIC 3001 |
(A)
14 KB (B) 41 KB (C) 1331 KB |
(A)
19 KB (B) 46 KB (C) 541 KB |
| 33 | 5/09/96 | Dr Peter Smith Australian Payments Clearing Association SYDNEY NSW 2000 |
193 KB | 254 KB |
| 35 | 28/08/96 | Mr Shane L Stone Chief Minister of the Northern Territory DARWIN NT 0801 |
Not Available |
Not Available |
| 36 | 20/08/96 | Mr G F K Santow SYDNEY NSW 2001 |
Not Available |
Not Available |
| 37 | 28/08/96 | Dr Kim Hawtrey School of Economic and Financial Studies Macquarie University SYDNEY NSW 2109 |
Not Available |
Not Available |
| 38 | 23/08/96 | Ms Victoria Edema Austral Mortgage Corporation SYDNEY NSW 2000 |
Not Available |
Not Available |
| 39 | 26/08/96 | Mr Alan Jacobs ST IVES NSW 2075 |
Not Available |
Not Available |
| 41 | 22/08/96 | Mr Rex McGrady Retired State Employees Association CAMBERWELL VIC 3124 |
Not Available |
Not Available |
| 42 | 25/08/96 | Mr Ken M Sillock KEW VIC 3101 |
Not Available |
Not Available |
| 43 | 3/09/96 | Mr Jim Larkey Australian Assoc of Permanent Building Societies DEAKIN ACT 2600 |
455 KB | 376 KB |
| 44 | 29/08/96 | Mr Stephen Maitland Queensland Office of Financial Supervision BRISBANE QLD 4001 |
328 KB | 256 KB |
| 46 | 1/09/96 | Mr E H Craill MITCHELL PARK SA 5043 |
Not Available |
Not Available |
| 47 | 29/08/96 | Mr Neal Edwards The Combined Council of Assoc of State Retirees IVANHOE VIC 3079 |
Not Available |
Not Available |
| 48 | 3/09/96 | Dr L A Woolf The Credit Union of Canberra KINGSTON ACT 2604 |
Not Available |
Not Available |
| 49 | 19/08/96 | Senator Shayne Murphy LAUNCESTON TAS 7250 |
Not Available |
Not Available |
| 50 | 4/09/96 | Michaela Anderson (for Ms Susan Ryan) Association of Superannuation Funds of Australia SYDNEY NSW 2001 |
75 KB | 69 KB |
| 51 | 3/09/96 | Mr Laurence Bailey Australian Custodial Services Association GLEN WAVERLY VIC 3510 |
18 KB | 26 KB |
| 52 | 4/09/96 | Ms Evelyne Meier University of Queensland Department of Government BRISBANE QLD 4072 |
24 KB | 71 KB |
| 53 | 5/09/96 | Mr F G H Pooley Commissioner Insurance and Superannuation Commission CANBERRA ACT 2601 |
(A)
34 KB (B) 10 KB (C) 15 KB (D) 11 KB (E) 74 KB (F) 76 KB (G) 90 KB (H) 78 KB (I) 27 KB (J) 47 KB (K) 16 KB (L) 30 KB (M) 15 KB (N) 16 KB |
(A)
54 KB (B) 3 KB (C) 13 KB (D) 7 KB (E) 123 KB (F) 87 KB (G) 148 KB (H) 121 KB (I) 39 KB (J) 74 KB (K) 13 KB (L) 38 KB (M) 14 KB (N) 9 KB |
| 54 | 4/09/96 | Mr Ken Breakspear Financial Planning Association of Austalia Ltd SYDNEY NSW 2001 |
(A)
62 KB (B) 184 KB |
(A)
68 KB (B) 189 KB |
| 55 | 4/09/96 | Ms. Anita Wynne (for Mr Colin Neave) Australian Banking Industry Ombudsman Limited MELBOURNE VIC 8001 |
28 KB | 31 KB |
| 59 | 29/08/96 | Mr. James McCall for Mr Norman Kelsey) Chairman, Bananacoast Community Credit Union MACKSVILLE NSW 2447 |
81 KB | 208 KB |
| 60 | 5/09/96 | Mr. Shane Tregillis for Mr Alan Cameron, Chairman) Australian Securities Commission Melbourne Vic 3001 |
(A)
60 KB (B) 611 KB |
(A)
37 KB (B) 395 KB |
| 62 | 6/09/96 | Mr Bryan Fitz-Gibbon Council Of Financial Supervisors SYDNEY NSW 2001 |
79 KB | 65 KB |
| 63 | 30/08/96 | Mr Stuart Roberts Rainbow Financial Services Pty Ltd SYDNEY NSW 2000 |
25 KB | 26 KB |
| 65 | 6/09/96 | Mr Michael Roche Economic Adviser, Australian Stock Exchange SYDNEY NSW 2000 |
202 KB | 226 KB |
| 66 | 4/09/96 | Mr Noel Petterson National Insurance Brokers Association North Sydney NSW 2060 |
53 KB | 58 KB |
| 67 | 4/09/96 | Mr J L Shaw Capricornia Credit Union Ltd Rockhampton Qld |
10 KB | 11 KB |
| 68 | 5/09/96 | Mr Patrick Roe South Yarra Vic 3141 |
Not Available |
Not Available |
| 69 | 6/09/96 | Mr J P Schmoll Coles Myer Ltd Finance & Administration Division TOORONGA VIC 3146 |
6 KB | 8 KB |
| 70 | 6/09/96 | Mr Derek Bullen Legal & General Life of Australia Ltd St Leonards NSW 2065 |
Not Available |
Not Available |
| 71 | 6/09/96 | Mr D G Davis Permanent Trustee Company Sydney NSW 2001 |
Not Available |
Not Available |
| 72 | 5/09/96 | Dr Diana Olsberg Aust Institute of Superannuation Trustees Inc Melbourne Vic 3000 |
289 KB | 31 KB |
| 73 | 6/09/96 | Mr Terry O'Dwyer Kendalls KBM Brisbane Qld 4000 |
16 KB | 17 KB |
| 74 | 4/09/96 | Mr Austin Donnelly Australian Investors Association Ltd Yeronga Qld 4104 |
77 KB | 57 KB |
| 76 | 3/09/96 | Mr John H McKay Falcon WA 6210 |
Not Available |
Not Available |
| 77 | 3/09/96 | Ms Norma M Catto Bridgewater on Loddon Vic 3516 |
Not Available |
Not Available |
| 79 | 2/09/96 | Mr Bruce Bargon Credit Reference Association of Australia Ltd North Sydney NSW 2059 |
Not Available |
Not Available |
| 80 | 5/09/96 | Mr Andrew H Smyth Natwest Markets Australia Ltd Sydney NSW 2000 |
56 KB | 79 KB |
| 81 | 6/09/96 | Mr John Cumming Austand Noosa Heads Qld 4567 |
79 KB | 35 KB |
| 82 | 6/09/96 | Mr William W Ferguson Citibank Ltd Sydney NSW 2001 |
Not Available |
Not Available |
| 83 | 6/09/96 | Peter Trout (for Mr Terry Williamson) Price Waterhouse Sydney NSW 2001 |
169 KB | 114 KB |
| 84 | 6/09/96 | Mr Rod Atfield Mercantile Mutual SYDNEY NSW 2001 |
397 KB | 178 KB |
| 85 | 6/09/96 | Mr Patrick Burroughs KPMG Chartered Accountants Melbourne Vic 3001 |
52 KB | 55 KB |
| 86 | 6/09/96 | Ms Di Collins American Express International, Inc SYDNEY NSW 2001 |
37 KB | 36 KB |
| 87 | 6/09/96 | Mr. Wayne Marsh for Mr David Clarke) MLC Ltd North Sydney NSW 2059 |
55 KB | 53 KB |
| 88 | 6/09/96 | Mr. Michael Dundon for Mr Craig Dunn) The Colonial Mutual Life Assurance Society Limited MELBOURNE VIC 3001 |
302 KB | 447 KB |
| 89 | 5/09/96 | Mr W E Smith Intersure Pty Ltd NORTH RYDE NSW 2113 |
Not Available |
Not Available |
| 90 | 9/09/96 | Mr Robert Joss Westpac Banking Corporation Sydney NSW 2001 |
(A)
83 KB (B) 30 KB (C) 128 KB (D) 219 KB (E) 317 KB (F) 36 KB (G) 104 KB (H) 77 KB (I) 47 KB (J) 48 KB (K) 62 KB (L) 32 KB (M) 114 KB (N) 26 KB (O) 24 KB |
(A)
234 KB (B) 67 KB (C) 110 KB (D) 185 KB (E) 400 KB (F) 71 KB (G) 293 KB (H) 222 KB (I) 111 KB (J) 122 KB (K) 165 KB (L) 60 KB (M) 352 KB (N) 37 KB (O) 35 KB |
| 91 | 5/09/96 | Mr Bruce W Hamilton KILABEN BAY NSW 2283 |
Not Available |
Not Available |
| 92 | 6/09/96 | Mr Martyn Pickersgill Australian Friendly Societies Association Glen Iris Vic 3146 |
331 KB | 487 KB |
| 93 | 6/09/96 | Mr Ian Fisher Foreign Currency Borrowers Association WINGHAM NSW 2429 |
(A)
17 KB (B) 6 KB |
(A)
17 KB (B) 7 KB |
| 94 | 9/09/96 | Ms. Susan McCarthy (for Mr Alister Maitland) Executive Director, ANZ Banking Group Melbourne Vic 3001 |
514 KB | 230 KB |
| 95 | 6/09/96 | Mr Phillip Elliott National Credit Union Assn Indooroopilly Qld 4068 |
60 KB | 93 KB |
| 96 | 6/09/96 | Mr Ian F Baldock Queensland Retail Traders & Shopkeepers Assoc KELVIN GROVE QLD 4059 |
Not Available |
Not Available |
| 97 | 9/09/96 | Mr. John O'Shaughnessy (for Mr Ray Greenshields) Australian Mutual Provident Society Sydney NSW 2001 |
(A)
27 KB (B) 9 KB (C) 25 KB (D) 53 KB (E) 4 KB (F) 67 KB (G) 278 KB |
(A)15
KB (B) 13 KB (C) 6 KB (D) 66 KB (E) 5 KB (F) 61 KB (G) 83 KB |
| 98 | 4/09/96 | Mr Paul A D Bean Life Insurance Complaints Service Limited MELBOURNE VIC 8007 |
Not Available |
Not Available |
| 99 | 6/09/96 | Mr Neil Wilson RACV Superannuation Fund NOBLE PARK VIC 3174 |
Not Available |
Not Available |
| 100 | 6/09/96 | Mr Timothy Walshaw WARAMANGA ACT 2611 |
34 KB | 34 KB |
| 101 | 5/09/96 | Trust Company of Australia Limited
Sydney NSW 2001 |
Not Available |
Not Available |
| 102 | 6/09/96 | Mr Colin Simpson Quicklink SYDNEY NSW 2000 |
Not Available |
Not Available |
| 103 | 6/09/96 | Mr P J Whelan Pannell Kerr Forster ADELAIDE SA 5001 |
27 KB | 33 KB |
| 104 | 6/09/96 | Mr Rob Hunt Bendigo Bank BENDIGO VIC 3550 |
2592 KB | 298 KB |
| 105 | 6/09/96 | Mr Richard Humphrey Australian Financial Institutions Commission BRISBANE QLD 4001 |
(A)
152 KB (B) 26 KB (C) 25 KB |
(A)
66 KB (B) 22 KB (C) 23 KB |
| 106 | 9/09/96 | Ms Marsha Wajnsztajn Victims of the State Bank of NSW Assn BONDI BEACH NSW 2026 |
Not Available |
Not Available |
| 107 | 8/09/96 | Wendy Schilg (for Mr David Churchward) Australian Financial Counselling & Credit Reform WODEN ACT 2606 |
36 KB | 32 KB |
| 108 | 24/08/96 | Frances Milne (for Dr John Hermann) Economic Reform Australia MODBURY SA 5092 |
108 KB | 113 KB |
| 109 | 9/09/96 | Mr John Craik Australian Lifewriters Association DEAKIN WEST ACT 2600 |
99 KB | 90 KB |
| 110 | 6/09/96 | Mr Michael Brogan Rand Merchant Bank Limited SYDNEY NSW 2001 |
22 KB | 22 KB |
| 111 | 9/09/96 | Mr Brian Fitz-Gibbon Reserve Bank of Australia SYDNEY NSW 2001 |
(A)
265 KB (B) 562 KB |
(A)
245 KB (B) 389 KB |
| 112 | 6/09/96 | Mr Peter Daly Insurance Council of Australia MELBOURNE VIC 3000 |
128 KB | 187 KB |
| 113 | 6/09/96 | Mr John Broome Commonwealth Law Enforcement Board PARKES ACT 2600 |
(A)
15 KB (B) 64 KB |
(A)
10 KB (B) 53 KB |
| 114 | 9/09/96 | Mr M S Henderson Australian Society of CPA's Melbourne Vic 3001 |
Not Available |
Not Available |
| 115 | 9/09/96 | Mr Richard Sheppard Macquarie Bank Ltd Sydney NSW 2000 |
Not Available |
Not Available |
| 116 | 9/09/96 | Mr Steven Kates Australian Chamber of Commerce and Industry Canberra ACT 2600 |
33 KB | 39 KB |
| 117 | 9/09/96 | Mr Sean Van Gorp Ernst & Young Sydney NSW 2000 |
33 KB | 39 KB |
| 118 | 6/09/96 | Ms Betty Weule Wesley Financial Counselling Services Haymarket NSW 2000 |
Not Available |
Not Available |
| 119 | 9/09/96 | Mr David R Deans National Seniors Association Brisbane Qld 4001 |
26 KB | 28 KB |
| 120 | 5/09/96 | Ms Marilyn J Forde Australian Society of Corporate Treasurers Melbourne Vic 3000 |
37 KB | 40 KB |
| 121 | 7/09/96 | Mr Alan Cullen Thinkbank Pty Ltd Armadale North Vic 3143 |
(A)
3 KB (B) 146 KB |
(A)
4 KB (B) 36 KB |
| 122 | 6/09/96 | Mr Barry Hahn Good Shepherd Youth and Family Service Inc Collingwood Vic 3066 |
36 KB | 64 KB |
| 123 | 9/09/96 | Mr Leigh Harkness Buoyant Economics Queanbeyan NSW 2620 |
404 KB | 122 KB |
| 124 | 9/09/96 | Mr Chris Connolly Consumer Credit Legal Centre(NSW) Surry Hills NSW 2010 |
90 KB | 112 KB |
| 125 | 6/09/96 | Mr G K Rutherford Queensland Professional Credit Union Ltd Brisbane Qld 4002 |
Not Available |
Not Available |
| 126 | 9/09/96 | Mr Mark Addis Australian Bankers Association MELBOURNE VIC 3000 |
1078 KB | 880 KB |
| 127 | 5/09/96 | Mr Laurence F Hoins Nowra NSW 2541 |
Not Available |
Not Available |
| 128 | 6/09/96 | Mr John Kinghorn Registered Australian Mortgage Securities SYDNEY NSW 2000 |
253 KB | 207 KB |
| 131 | 9/09/96 | Mr. David Upton (for Mr Alan Oster) National Australia Bank Nelbourne Vic 3001 |
(A)
76 K (B) 8 KB (C) 660 KB (D) 283 KB (E) 18 KB (F) 147 KB (G) 127 KB (H) 51 KB (I) 26 KB (J) 45 KB (K) 22 KB (L) 15 KB (M) 53 KB (N) 16 KB (O) 47 KB (P) 14 KB (Q) 14 KB |
(A)
53 KB (B) 5 KB (C) 265 KB (D) 121 KB (E) 21 KB (F) 137 KB (G) 108 KB (H) 70 KB (I) 32 KB (J) 64 KB (K) 27 KB (L) 8 KB (M) 82 KB (N) 15 KB (O) 69 KB (P) 12 KB (Q) 11 KB |
| 132 | 9/09/96 | Mr AJ McLean Australian Shareholders Association SYDNEY NSW 2001 |
24 KB | 17 KB |
| 133 | 9/09/96 | Mr Ray Connelly Connelly Temple Ltd Wollongong NSW 2500 |
Not Available |
Not Available |
| 134 | 9/09/96 | Dr Peter Jonson Norwich Union Financial Services Ltd Melbourne 3001 |
62 KB | 255 KB |
| 135 | 9/09/96 | Mr Denis Nelthorpe Consumers' Federation of Australia BRADDON ACT 2612 |
(A)
46 KB (B) 46 KB |
(A)
51 KB (B) 51 KB |
| 136 | 9/09/96 | Mr Rob Ferguson Bankers Trust Australia Limited SYDNEY NSW 2000 |
128 KB | 143 KB |
| 137 | 9/09/96 | Mr John Hall Austraclear Sydney NSW 2000 |
12 KB | 19 KB |
| 138 | 6/09/96 | Mr Geoff Burgess The Institute of Actuaries of Australia Sydney NSW 2000 |
83 KB | 90 KB |
| 139 | 26/08/96 | Mr Gerhard Weissmann Adelaide SA 5000 |
29 KB | 25 KB |
| 141 | 6/09/96 | Mr John A Godfrey Godfrey Pembroke Financial Consultants Sydney NSW 2001 |
Not Available |
Not Available |
| 142 | 6/09/96 | Mr Shann Turnbull Management and Investment Services Woollahra NSW 2025 |
22 KB | 22 KB |
| 143 | 10/09/96 | Mr. Mike Callaghan (for Mr G R Potts) Department of the Treasury Canberra ACT 2600 |
856 KB | 1040 KB |
| 144 | 6/09/96 | Mr Steve Partridge The Institute of Actuaries (Superannuation ) MELBOURNE VIC 3000 |
32 KB | 29 KB |
| 145 | 9/09/96 | Mr Bill Gole NSW Financial Institutions Commission Sydney NSW 2000 |
210 KB | 181 KB |
| 146 | 9/09/96 | Mr Robert Webster IBSA SYDNEY NSW 2000 |
(A)
31 KB (B) 15 KB (C) 331 KB (D) 47 KB (E) 138 KB (F)14 KB |
(A)
36 KB (B) 7 KB (C) 335 KB (D) 44 KB (E) 179 KB (F) 6 KB |
| 148 | 6/09/96 | Mr Paul Rowe The Australian Council of Housing Societies Pty Ltd SYDNEY NSW 2000 |
61 KB | 54 KB |
| 149 | 9/09/96 | Mr Stuart Coppock Willoughby NSW 2068 |
23 KB | 14 KB |
| 150 | 5/09/96 | Mr John LeMaistre Spencer NSW 2775 |
Not Available |
Not Available |
| 151 | 4/09/96 | Mr Warwick Kent BankWest PERTH WA 6001 |
Not Available |
Not Available |
| 152 | 8/09/96 | Prof Kevin Davis Colonial Mutual Professor of Finance University of Melbourne Parkville Vic 3052 |
48 KB | 37 KB |
| 153 | 9/09/96 | Ms Louise Sylvan Australian Consumers Association POTTS POINT NSW 2011 |
Not Available |
Not Available |
| 155 | 9/09/96 | Mr T J Skinner Australian Bureau of Statistics Belconnen ACT 2616 |
Not Available |
Not Available |
| 156 | 9/09/96 | Mr Malcolm Starr Sydney Futures Exchange SYDNEY NSW 2000 |
328 KB | 64 KB |
| 157 | 9/09/96 | Mr Ian Matheson Australian Investment Managers Association Sydney NSW 2000 (JOINT AIMA/IFA/LISA SUBMISSION) |
Not Available |
200 KB |
| 158 | 9/09/96 | Mr Nicholas Daicos Corrs Chambers Westgarth Sydney NSW 2000 |
Not Available |
Not Available |
| 159 | 9/09/96 | Mr Todd Ritchie National Farmers Federation BARTON ACT 2600 |
Not Available |
Not Available |
| 160 | 10/09/96 | Mr John Thame Advance Bank Sydney NSW 2000 |
30 KB | 41 KB |
| 161 | 9/09/96 | Mr PG Levy Law Council of Australia BRADDON ACT 2612 |
Not Available |
Not Available |
| 162 | 6/09/96 | Mr. Dave Taylor Credit Union Services Corporation (Aust) Ltd ADELAIDE SA 5001 |
309 KB | 278 KB |
| 163 | 9/09/96 | Mr Raymond Thyer COOMINYA QLD 4311 |
Not Available |
Not Available |
| 164 | 9/09/96 | Mr Grant Halverson Diners Club Australia Hartwell Vic 3124 |
30 KB | 37 KB |
| 165 | 9/09/96 | Mr J Townshend TS Accountants Templestowe Vic 3106 |
Not Available |
Not Available |
| 166 | 9/09/96 | Mr Michael Funston Consumer Credit Legal Centre (NSW) Inc Surry Hills NSW 2010 |
51 KB | 47 KB |
| 167 | 7/09/96 | Mr Steve Keen Faculty of Business and Technology University of Western Sydney Campbelltown NSW 2560 |
1387 KB | 206 KB |
| 168 | 10/09/96 | Mr Richard Sanders Wishart Qld 4122 |
6 KB | 6 KB |
| 169 | 9/09/96 | Mr Justin Sykes Claremont WA 6010 |
Not Available |
Not Available |
| 170 | 9/09/96 | Mr Mark Sibree Australian Unity Friendly Society South Melbourne Vic 3205 |
266 KB | 163 KB |
| 171 | 9/09/96 | Ms Lucienne Layton Life Office Compliance Managers' Association Sydney NSW 2001 |
Not Available |
Not Available |
| 172 | 9/09/96 | Mr John Mills The Centre for Electronic Commerce Monash University Clayton Vic 3168 |
16 KB | 9 KB |
| 174 | 9/09/96 | Mr Craig McIvor AAP SYDNEY NSW 2000 |
Not Available |
Not Available |
| 175 | 9/09/96 | Mr Ron Hardaker Australian Finance Conference SYDNEY NSW 2001 |
Not Available |
Not Available |
| 176 | 9/09/96 | Mr John Symond Aussie Home Loans Ltd Parramatta NSW 2150 |
195 KB | 273 KB |
| 177 | 9/09/96 | Mr Tony Cox Narooma NSW 2546 |
Not Available |
Not Available |
| 178 | 9/09/96 | Dr S Singh Centre for International Research on Communication MELBOURNE VIC 3000 |
Not Available |
Not Available |
| 179 | 9/09/96 | Mr David Atkin Finance Sector Union of Australia MELBOURNE VIC 3001 |
(A)
3 KB (B) 13 KB (C) 15 KB (D) 109 KB (E) 19 KB (F) 23 KB (G) 10 KB (H) 6 KB |
(A)
4 KB (B) 13 KB (C) 10 KB (D) 73 KB (E) 9 KB (F) 23 KB (G) 109 KB (H) 8 KB |
| 180 | 6/09/96 | Mr Martin Ryan Austock Brokers MELBOURNE VIC 3000 |
Not Available |
Not Available |
| 181 | 10/09/96 | Mr Allan Asher Australian Competition and Consumer Commission Belconnen ACT 2617 |
993 KB | 461 KB |
| 182 | 9/09/96 | Mr Christopher Liddell Syscorp SYDNEY NSW 2000 |
13 KB | 11 KB |
| 183 | 10/09/96 | Mr Peter J Bellamy Lower Plenty Vic 3093 |
Not Available |
Not Available |
| 184 | 10/09/96 | Mr A Randle SA Office of Financial Supervision Adelaide SA 5000 |
Not Available |
Not Available |
| 185 | 9/09/96 | Mr John Walsh Coopers & Lybrand Actuarial & Superannuation SYDNEY NSW 2000 |
26 KB | 32 KB |
| 186 | 10/09/96 | Mr David Murray Commonwealth Bank of Australia Sydney NSW 2000 |
(A)
846 KB (B) 1043KB |
(A)
178 KB (B)321 KB |
| 187 | 9/09/96 | Mr R H Wylie Institute of Chartered Accountants in Australia Sydney NSW 2000 |
Not Available |
Not Available |
| 188 | 9/09/96 | Mr Neil Wilkinson Superannuation Complaints Tribunal MELBOURNE VIC 3001 |
Not Available |
Not Available |
| 189 | 9/09/96 | Ms Lynne Saunder AusAsean Services Ltd Sydney NSW 2000 |
22 KB | 26 KB |
| 190 | 9/09/96 | Ms Elizabeth Eldridge Department of Treasury and Finance Victoria MELBOURNE VIC 3002 |
(A)
69KB (B) 4KB (C) 77KB (D) 8KB (E) 13KB |
(A)
6KB (B) 5KB (C) 70KB (D) 6KB (E) 13KB |
| 192 | 6/09/96 | Ms Christine Jones Securities Exchanges Guarantee Corp. Ltd SYDNEY NSW 2000 |
63KB | 87KB
|
| 193 | 9/09/96 | Mr Simon Helie
Sedgwick Noble Lowndes MELBOURNE VIC 3001 |
9KB | 7KB |
| 194 | 9/09/96 | Ms Deborah Ralston
Centre for Australian Financial Institutions University of Southern Queensland TOOWOOMBA QLD 4350 |
1,118KB | 428KB |
| 195 | 10/09/96 | Mr Michael Sharpe
AM International Accounting Standards Committee Coopers and Lybrand SYDNEY NSW 2000 |
9KB | 9KB |
| 196 | 9/09/96 | Mr Ric Donovan
EARLWOOD NSW 2206 |
Not Available |
Not Available |
| 197 | 6/09/96 | Mr Peter Hutley
Investment Funds Association of Australia Ltd SYDNEY NSW 2000 |
Not Available |
Not Available |
| 198 | 19/10/94 | Mr G J Fox CAMMERAY NSW 2062 |
Not Available |
Not Available |
| 199 | 30/08/96 | Ms Lynda Caporn
Institute of Public Insurance Assessors Inc NORTH SYDNEY NSW 2060 |
Not Available |
Not Available |
| 200 | 11/09/96 | Mr Don Blyth Trustee Corporations Association of Australia MELBOURNE VIC 3000 |
Not available | Not available |
| 201 | 12/09/96 | Mr Malcolm Jones NRMA SYDNEY NSW 2000 |
Not available | Not available |
| 202 | 13/09/96 | Mr Steven O'Reilly Queensland Law Society Inc BRISBANE QLD 4001 |
Not available | Not available |
| 203 | 12/09/96 | Mr Kevin O'Connor Human Rights Australia Ingrid Wilson SYDNEY NSW 2000 |
Not available | Not available |
| 204 | 13/09/96 | Mr T Gill The Australian Securitisation Forum Australia Square SYDNEY NSW 2000 |
Not available | Not available |
| 205 | 11/09/96 | Mr Robert Butler Citizens Electoral Council of Australia COBURG VIC 3058 |
Not available | Not available |
| 206 | 12/09/96 | Mr Ken Moores Bond University Australian Centre for Family Business School of Business GOLD COAST QLD 4229 |
Not available | Not available |
| 207 | 9/09/96 | Mr Gordon Frend NSW Farmers' Association Ian Manning SYDNEY NSW 2001 |
(A)
130 KB (B) 98 KB |
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85 KB (B) 11 KB |
| 208 | 9/09/96 | Mr M S Henderson Australian Accounting Research Foundation CAULFIELD VIC 3162 |
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| 209 | 10/09/96 | Mr Ian Balfe Commercial Union Insurance GPO Box 390D MELBOURNE VIC 3001 |
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| 210 | 9/09/96 | Mr Jaynendra Kumar University of Southern Queensland TOOWOOMBA QLD 4350 |
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| 211 | 10/09/96 | Mr Richard Blake MARRICKVILLE NSW 2204 |
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| 212 | 12/09/96 | Mr A J Sweeney St George Bank Limited KOGARAH NSW 2217 |
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| 213 | 13/09/96 | Mr Philip Anderson Printing Industries Association of Australia ST LEONARDS NSW 2065 |
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| 215 | 12/09/96 | Mr Peter Charlton Sydney: A World Financial Capital NORTH SYDNEY NSW 2060 |
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| 216 | 12/09/96 | Mr A P Gill Mortgage Industry Association of Australia SYDNEY NSW 2001 |
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