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2014 Financial System Inquiry

The 2014 Financial System Inquiry was annouced by the Treasurer, the Hon. Joe Hockey MP, on 20 November 2014. The Inquiry's Final Report was released on 7 December 2014 and the Inquiry has concluded. For more information please visit the 2014 Financial System Inquiry website.

FINANCIAL SYSTEM INQUIRY RELEASES PUBLIC SUBMISSIONS

The Chairman of the Financial System Inquiry, Stan Wallis, today released the public submissions received by the Inquiry.

"We have over 180 submissions from individuals and small businesses as well as financial institutions, corporate users, professional associations and Government agencies", Mr Wallis said.

"Out of that total, some 20 or more submissions deal in detail with all or most of the main issues being considered by the Inquiry. The others concentrate on one or a few issues. We shall consider them all," Mr Wallis noted.

"We will use these submissions to help evaluate financial deregulation in the 1980s; analyse the forces driving further change; and recommend a regulatory framework for the financial system."

Virtually all of those making submissions have, as the Treasurer Mr Peter Costello urged, made their submissions public, and many can supply copies to interested members of the public.

The Inquiry has also made its own arrangements to ensure public access to all submissions whose authors have agreed to it, including the innovative approach of making available globally, via the Internet, those submissions that have been provided in electronic form. Electronic access will become available progressively over the next week.

A list of the submissions, together with instructions on how to obtain copies, is available on the Inquiry's Internet homepage (http://www.treasury.gov.au/fsi) or by contacting the Inquiry Secretariat on (06) 263 2707. (A copy is also attached.)

The Inquiry will issue a Discussion Paper outlining the key issues by the end of November 1996. This will include details of public hearings that the Inquiry intends to hold before it reports to the Treasurer in March 1997.

For more information please contact:

Financial System Inquiry Secretariat
Ph: (06) 263 2707 or (06) 263 2893.



No.
Date of Sub
Name/Organisation
Contact Details
Pages
1
11/06/96 Mr & Mrs G and MG Lennox DUNALLEY TAS 7177
4
2
18/07/96 Ms G H Thompson CLAREMONT WA 6010
18
3
30/06/96 Mr L Kennedy BIGGERA WATERS QLD 4216
2
4
31/05/96 Prof A Fels
Australian Competition and Consumer Commission
PO Box 19
BELCONNEN ACT 2616
34
5
21/06/96 Mr B Howard
The Howard Group
PO Box R1575
Royal Exchange
SYDNEY NSW 2000
2
6
31/05/96 Mr E M Gooley
James N Kirby Pty Ltd
Locked Bag 24
MILPERRA NSW 1891
3
7
8/07/96 Mr A Getz
City Acceptance Corporation Pty Ltd
PYMBLE NSW 2073
3
8
5/07/96 Mr W Pallister
Permanent Trustee Company Limited
GPO Box 4270
SYDNEY NSW 2001
2
9
9/07/96 Mr R S Matthews PENNINGTON SA 5013
1
10
22/07/96 Ms Elsie Ahrens LEABROOK SA 5068
1
11
22/06/96 A.G Kelly PALM BEACH QLD 4221
2
12
26/07/96 Mr P D Glover WYNNUM QLD 4178
7
13
24/07/96 Mr Guy T Baker FAIRY MEADOW NSW 2519
2
14
15/07/96 Mr Victor Robb BOOVAL QLD 4304
12
15
31/07/96 Mr James K Bain POINT PIPER NSW 2027
4
16
2/08/96 Mr Edmund L Burgi WANDIN VIC 3139
11
17
7/08/96 Ms Julianna Adams O'Bryan
Securicare
Ground Floor, Bonlac House
566 St Kilda Road
MELBOURNE VIC 3004
93
18
24/06/96 Mr Bruce Andrews EAST HAWTHORN VIC 3123
2
19
25/06/96 Mr Albert Date KINCUMBER NSW 2251
2
20
26/07/96 Mr Rod Irwin
Head Injury Council of Australia Inc
Building 3, Pearce Centre
Collett Place
PEARCE ACT 2607
2
21
20/07/96 Mr Arthur Peel PO Box 79
NUNAWADING VIC 3131
4
22
9/08/96 Mr Harry Wallace
Australian Owned Companies Association
PO Box 440
RYDALMERE NSW 2116
2
23
7/08/96 Dr Klaus D Wiegel TOORAK VIC 3142
3
25
12/08/96 Mrs S H Allen MALVERN SA 5061
2
26
16/08/96 Mr Adrian C Bryant SOUTH LISMORE NSW 2480
5
27
19/08/96 Mr Ian Donaldson GRANGE QLD 4051
1
28
16/08/96 Mr David Spearman
Federation of Building Societies of WA
PO Box 6132
EAST PERTH WA 6892
8
29
24/08/96 Dr J.A. Hermann
Economic Reform Australia
PO Box 505
MODBURY SA 5092
2
30
16/08/96 Mr James Hugh Donohoe MOSMAN NSW 2088
23
31
26/08/96 Mr John P McAuley TURRAMURRA NSW 2074
20
32
27/08/96 Mr Andrew Penn
National Mutual Holdings Limited
03 9618 4840
MELBOURNE VIC 3001
144
33
5/09/96 Dr Peter Smith
Australian Payments Clearing Association
Level 24, 25 Bligh St, Sydney
MANSFIELD QLD 4122
63
35
28/08/96 Mr Shane L Stone
Chief Minister of the Northern Territory
PO Box 3146
DARWIN NT 0801
3
36
20/08/96 Mr G F K Santow GPO Box 3
SYDNEY NSW 2001
4
37
28/08/96 Dr Kim Hawtrey
Macquarie University
School of Economic and Financial Studies
Macquarie University
SYDNEY NSW 2109
1
38
23/08/96 Ms Victoria Edema
Austral Mortgage Corporation
Level 7, AWA Building
47 York Street
SYDNEY NSW 2000
2
39
26/08/96 Mr Alan Jacobs ST IVES NSW 2075
3
41
22/08/96 Mr Rex McGrady
Retired State Employees Association
PO Box 561
CAMBERWELL VIC 3124
4
42
25/08/96 Mr Ken M Sillock KEW VIC 3101
5
43
3/09/96 Mr Jim Larkey
Australian Assoc of Permanent Building Societies
PO Box 9021
DEAKIN ACT 2600
72
44
29/08/96 Mr Stephen Maitland
Queensland Office of Financial Supervision
GPO Box 452
BRISBANE QLD 4001
44
46
1/09/96 Mr E H Craill MITCHELL PARK SA 5043
5
47
29/08/96 Mr Neal Edwards
The Combined Council of Assoc of State Retirees
77 Maltravers Road
IVANHOE VIC 3079
2
48
3/09/96 Dr L A Woolf
The Credit Union of Canberra Ltd
PO Box 4196
KINGSTON ACT 2604
1
49
19/08/96 Senator Shayne Murphy PO Box 1223
LAUNCESTON TAS 7250
3
50
4/09/96 Ms Susan Ryan
Association of Superannuation Funds of Australia
Michaela Anderson
GPO Box 1485
SYDNEY NSW 2001
24
51
3/09/96 Mr Laurence Bailey
Australian Custodial Services Association
PO Box 9
GLEN WAVERLY VIC 3510
5
52
4/09/96 Ms Evelyne Meier
University of Queensland
Department of Government
BRISBANE QLD 4072
11
53
5/09/96 Mr F G H Pooley
Insurance and Superannuation Commission
F G H Pooley
Commissioner
GPO Box 9836
CANBERRA ACT 2601
136
54
4/09/96 Mr Ken Breakspear
Financial Planning Association of Austalia Ltd
GPO Box 7081
SYDNEY NSW 2001
81
55
4/09/96 Mr Colin Neave
Australian Banking Industry Ombudsman Limited
Anita Wynne
PO Box 14240
Melbourne City Mail Centre
MELBOURNE VIC 8001
11
59
29/08/96 Mr Norman Kelsey
Chairman, Bananacoast Community Credit Union
James McCall
Tel 02 9223 3843
Fax 02 9223 3533
31
60
5/09/96 Mr Alan Cameron
Chairman, Australian Securities Commission
Shane Tregillis
PO Box 5179AA
Melbourne Vic 3001
Ph 03 9280 3305
Fax 03 9280 3339
316
62
6/09/96 Mr Bryan Fitz-Gibbon
Council Of Financial Supervisors
GPO Box 3947
SYDNEY NSW 2001
Ph 02 9551 8740
18
63
30/08/96 Mr Stuart Roberts
Rainbow Financial Services Pty Ltd
02 9451 8808 FAX 02 9451 8908
140 Phillip Street
SYDNEY NSW 2000
12
65
6/09/96 Mr Michael Roche
Economic Adviser, Australian Stock Exchange
Exchange Centre
20 Bond Street
Sydney NSW 2000
Ph 02 9227 0019
Fax 02 9227 0280
52
66
4/09/96 Mr Noel Petterson
National Insurance Brokers Association
Level 18, 111 Pacific Highway
North Sydney NSW 2060
Ph 02 9964 9400
Fax 02 9964 9332
28
67
4/09/96 Mr J L Shaw
Capricornia Credit Union Ltd
P R Mogg
PO Box 1135
Rockhampton Qld
5
68
5/09/96 Mr Patrick Roe PO Box 54
South Yarra Vic 3141
19
69
6/09/96 Mr J P Schmoll
Coles Myer Ltd
Finance & Administration Division
PO Box 2000
Tooronga Vic 3146
2
70
6/09/96 Mr Derek Bullen
Legal & General Life of Australia Ltd
PO Box 53
St Leonards NSW 2065
15
71
6/09/96 Mr D G Davis
Permanent Trustee Company Ltd
GPO Box 4270
Sydney NSW 2001
2
72
5/09/96 Dr Diana Olsberg
Aust Institute of Superannuation Trustees Inc
Level 12
313 Latrobe Street
Melbourne Vic 3000
12
73
6/09/96 Mr Terry O'Dwyer
Kendalls KBM
18th Floor
CML Building
300 Queen Street
Brisbane Qld 4000
4
74
4/09/96 Mr Austin Donnelly
Australian Investors Association Ltd
Y Ware
PO Box 3045
Yeronga Qld 4104
33
76
3/09/96 Mr John H McKay Falcon WA 6210
6
77
3/09/96 Ms Norma M Catto Bridgewater on Loddon Vic 3516
8
79
2/09/96 Mr Bruce Bargon
Credit Reference Association of Australia Ltd
PO Box 966
North Sydney NSW 2059
10
80
5/09/96 Mr Andrew H Smyth
Natwest Markets Australia Ltd
PO Box N298
Grosvenor Place
Sydney NSW 2000
15
81
6/09/96 Mr John Cumming
Austand
PO Box 173
Noosa Heads Qld 4567
29
82
6/09/96 Mr William W Ferguson
Citibank Ltd
GPO Box 5343
Sydney NSW 2001
10
83
6/09/96 Mr Terry Williamson
Price Waterhouse
Peter Trout
GPO Box 4177
Sydney NSW 2001
27
84
6/09/96 Mr Rod Atfield
Mercantile Mutual
GPO Box 75
SYDNEY NSW 2001
10
85
6/09/96 Mr Patrick Burroughs
KPMG Chartered Accountants
GPO Box 2291U
Melbourne Vic 3001
20
86
6/09/96 Ms Di Collins
American Express International, Inc
GPO Box 1582
SYDNEY NSW 2001
37
87
6/09/96 Mr David Clarke
MLC Ltd
Wayne Marsh
PO Box 200
North Sydney NSW 2059
Ph 02 9966 3726
Fax 02 9954 1402
23
88
6/09/96 Mr Craig Dunn
The Colonial Mutual Life Assurance Society Limited
Michael Dundon
GPO Box 771 H
MELBOURNE VIC 3001
56
89
5/09/96 Mr W E Smith
Intersure Pty Ltd
77 Melba Drive
NORTH RYDE NSW 2113
15
90
9/09/96 Mr Robert Joss
Westpac Banking Corporation
Box 1, GPO
Sydney NSW 2001
181
91
5/09/96 Mr Bruce W Hamilton KILABEN BAY NSW 2283
26
92
6/09/96 Mr Martyn Pickersgill
Australian Friendly Societies Association
29 High Street
Glen Iris Vic 3146
68
93
6/09/96 Mr Ian Fisher
Foreign Currency Borrowers Association
PO Box 120
WINGHAM NSW 2429
6
94
9/09/96 Mr Alister Maitland
Executive Director, ANZ Banking Group
Susan McCarthy
GPO Box 537E
Melbourne Vic 3001
Ph 03 9273 4488
91
95
6/09/96 Mr Phillip Elliott
National Credit Union Assn Inc
PO Box 21
Indooroopilly Qld 4068
25
96
6/09/96 Mr Ian F Baldock
Queensland Retail Traders & Shopkeepers Assoc
PO Box 105
Kelvin Grove Business Centre
KELVIN GROVE QLD 4059
17
97
9/09/96 Mr Ray Greenshields
Australian Mutual Provident Society
John O'Shaughnessy
GPO Box 4134
Sydney NSW 2001
Ph 02 257 5746
80
98
4/09/96 Mr Paul A D Bean
Life Insurance Complaints Service Limited
PO Box 579
Market Street Post Office
MELBOURNE VIC 8007
2
99
6/09/96 Mr Neil Wilson
RACV Superannuation Fund Pty Ltd
03 9790 3306
NOBLE PARK VIC 3174
5
100
6/09/96 Mr Timothy Walshaw WARAMANGA ACT 2611
13
101
5/09/96 Mr John Sweeney
Trust Company of Australia Limited
GPO Box 441
BRISBANE QLD 4001
4
102
6/09/96 Mr Colin Simpson
Quicklink
Level 2
6 Bridge Street
SYDNEY NSW 2000
19
103
6/09/96 Mr P J Whelan
Pannell Kerr Forster
GPO Box 1171
ADELAIDE SA 5001
10
104
6/09/96 Mr Rob Hunt
Bendigo Bank
PO Box 480
BENDIGO VIC 3550
23
105
6/09/96 Mr Richard Humphrey
Australian Financial Institutions Commission
GPO Box 637
BRISBANE QLD 4001
20
106
9/09/96 Ms Marsha Wajnsztajn
Victims of the State Bank of NSW Assn
PO Box 7230
BONDI BEACH NSW 2026
41
107
8/09/96 Mr David Churchward
Australian Financial Counselling & Credit Reform
Wendy Schilg
PO Box 875
WODEN ACT 2606
5
108
24/08/96 Dr John Hermann
Economic Reform Australia
Frances Milne
PO Box 505
MODBURY SA 5092
4
109
9/09/96 Mr John Craik
Australian Lifewriters Association
PO Box 132
DEAKIN WEST ACT 2600
94
110
6/09/96 Mr Michael Brogan
Rand Merchant Bank Limited
GPO Box 202
SYDNEY NSW 2001
10
111
9/09/96 Mr Bryan FitzGibbon
Reserve Bank of Australia
GPO Box 3947
SYDNEY NSW 2001
149
112
6/09/96 Mr Peter Daly
Insurance Council of Australia Ltd
31 Queen Street
MELBOURNE VIC 3000
53
113
6/09/96 Mr John Broome
Commonwealth Law Enforcement Board
Locked Bag 23
Queen Victoria Terrace
PARKES ACT 2600
25
114
9/09/96 Mr M S Henderson
Australian Society of CPA's
Michael McKenna
GPO Box 2820AA
Melbourne Vic 3001
Ph 03 9606 9689
8
115
9/09/96 Mr Richard Sheppard
Macquarie Bank Ltd
PO Box H68
Australia Square
Sydney NSW 2000
6
116
9/09/96 Mr Steven Kates
Australian Chamber of Commerce and Industry
PO Box E14
Queen Victoria Terrace
Canberra ACT 2600
5
117
9/09/96 Mr Sean Van Gorp
Ernst & Young
GPO Box 2646
Sydney NSW 2000
21
118
6/09/96 Ms Betty Weule
Wesley Financial Counselling Services
PO Box K819
Haymarket NSW 2000
5
119
9/09/96 Mr David R Deans
National Seniors Association
GPO Box 1450
Brisbane Qld 4001
4
120
5/09/96 Ms Marilyn J Forde
Australian Society of Corporate Treasurers
Ian Crofts
Level 5, 22 William St
Melbourne Vic 3000
Ph 03 9629 5099
14
121
7/09/96 Mr Alan Cullen
Thinkbank Pty Ltd
PO Box 7
Armadale North Vic 3143
15
122
6/09/96 Mr Barry Hahn
Good Shepherd Youth and Family Service Inc
117 Johnston Street
Collingwood Vic 3066
14
123
9/09/96 Mr Leigh Harkness
Buoyant Economics
Queanbeyan NSW 2620
32
124
9/09/96 Mr Chris Connolly
Consumer Credit Legal Centre(NSW)
 
48
125
6/09/96 Mr G K Rutherford
Queensland Professional Credit Union Ltd
PO Box 12140
Brisbane Qld 4002
3
126
9/09/96 Mr Mark Addis
Australian Bankers Association
55 Collins Street
MELBOURNE VIC 3000
168
127
5/09/96 Mr Laurence F Hoins Nowra NSW 2541
28
128
6/09/96 Mr John Kinghorn
Registered Australian Mortgage Securities
Level 2, 190 George Street
SYDNEY NSW 2000
40
131
9/09/96 Mr Alan Oster
National Australia Bank
David Upton
GPO Box 1451N
Melbourne Vic 3001
Ph 03 9641 3270
214
132
9/09/96 Mr AJ McLean
Australian Shareholders Association
GPO Box 5210
SYDNEY NSW 2001
7
133
9/09/96 Mr Ray Connelly
Connelly Temple Ltd
172-174 Keira Street
Wollongong NSW 2500
7
134
9/09/96 Dr Peter Jonson
Norwich Union Financial Services Ltd
GPO Box 2567U
Melbourne 3001
20
135
9/09/96 Mr Denis Nelthorpe
Consumers' Federation of Australia Inc
Brendan Pentony
06 201 15761
40 Mort Street
BRADDON ACT 2612
18
136
9/09/96 Mr Rob Ferguson
Bankers Trust Australia Limited
The Chifley Tower
2 Chifley Square
SYDNEY NSW 2000
59
137
9/09/96 Mr John Hall
Austraclear
GPO Box 4606
Sydney NSW 2000
4
138
6/09/96 Mr Geoff Burgess
The Institute of Actuaries of Australia
Level 7, Challis House
4 Martin Place
Sydney NSW 2000
32
139
26/08/96 Mr Gerhard Weissmann Adelaide SA 5000
6
141
6/09/96 Mr John A Godfrey
Godfrey Pembroke Financial Consultants
GPO Box 3912
Sydney NSW 2001
3
142
6/09/96 Mr Shann Turnbull
Management and Investment Services
PO Box 266
Woollahra NSW 2025
13
143
10/09/96 Mr G R Potts
Department of the Treasury
Mike Callaghan
Canberra ACT 2600
Ph 263 3762
195
144
6/09/96 Mr Steve Partridge
The Institute of Actuaries (Superannuation)
Level 30
101 Collins Street
MELBOURNE VIC 3000
12
145
9/09/96 Mr Bill Gole
NSW Financial Institutions Commission
Box R517
Royal Exchange
Sydney NSW 2000
41
146
9/09/96 Mr Robert Webster
IBSA
Level 12, 2 Bligh Street
SYDNEY NSW 2000
98
148
6/09/96 Mr Paul Rowe
The Australian Council of Housing Societies Pty Lt
Level 3, 379 Kent Street
SYDNEY NSW 2000
26
149
9/09/96 Mr Stuart Coppock Willoughby NSW 2068
6
150
5/09/96 Mr John LeMaistre Spencer NSW 2775
3
151
4/09/96 Mr Warwick Kent
BankWest
GPO Box E237
PERTH WA 6001
4
152
8/09/96 Prof Kevin Davis
Colonial Mutual Professor of Finance
University of Melbourne
Parkville Vic 3052
14
153
9/09/96 Ms Louise Sylvan
Australian Consumers Association
57 Carrington Road
POTTS POINT NSW 2011
41
155
9/09/96 Mr T J Skinner
Australian Bureau of Statistics
PO Box 10
Belconnen ACT 2616
5
156
9/09/96 Mr Malcolm Starr
Sydney Futures Exchange
30-32 Grosvenor Street
SYDNEY NSW 2000
44
157
9/09/96 Mr Ian Matheson
Australian Investment Managers Association
JOINT AIMA/IFA/LISA SUB
Level 8, Challis House
4 Martin Place
Sydney NSW 2000
49
158
9/09/96 Mr Nicholas Daicos
Corrs Chambers Westgarth
Governor Phillip Tower
1 Farrer Place
Sydney NSW 2000
6
159
9/09/96 Mr Todd Ritchie
National Farmers Federation
NFF House
14-16 Brisbane Ave
BARTON ACT 2600
5
160
10/09/96 Mr John Thame
Advance Bank
182 George Street
Sydney NSW 2000
9
161
9/09/96 Mr PG Levy
Law Council of Australia
19 Torrens Street
BRADDON ACT 2612
6
163
9/09/96 Mr Raymond Thyer COOMINYA QLD 4311
6
164
9/09/96 Mr Grant Halverson
Diners Club Australia
1193 Toorak Road
Hartwell Vic 3124
9
165
9/09/96 Mr J Townshend
TS Accountants
PO Box 514
Templestowe Vic 3106
3
166
9/09/96 Mr Michael Funston
Consumer Credit Legal Centre (NSW) Inc
24 Buckingham St
Surry Hills NSW 2010
11
167
7/09/96 Mr Steve Keen
Faculty of Business and Technology
University of Western Sydney
PO Box 555
Campbelltown NSW 2560
5
168
10/09/96 Mr Richard Sanders Wishart Qld 4122
1
169
9/09/96 Mr Justin Sykes Claremont WA 6010
1
170
9/09/96 Mr Mark Sibree
Australian Unity Friendly Society
114 Albert Road
South Melbourne Vic 3205
37
171
9/09/96 Ms Lucienne Layton
Life Office Compliance Managers' Association
GPO Box 4252
Sydney NSW 2001
6
172
9/09/96 Mr John Mills
The Centre for Electronic Commerce
Monash University
Clayton Vic 3168
2
174
9/09/96 Mr Craig McIvor
AAP
AAP Centre
9 Lang Street
SYDNEY NSW 2000
2
175
9/09/96 Mr Ron Hardaker
Australian Finance Conference
GPO Box 1595
SYDNEY NSW 2001
25
176
9/09/96 Mr John Symond
Aussie Home Loans Ltd
Post Office Locked Bag 95
Parramatta NSW 2150
149
177
9/09/96 Mr Tony Cox PO Box 341
Narooma NSW 2546
18
178
9/09/96 Mr S Singh
Centre for International Research on Communication
14th Floor
300 Flinders Street
MELBOURNE VIC 3000
20
179
9/09/96 Mr David Atkin
Finance Sector Union of Australia
GPO Box 2829AA
MELBOURNE VIC 3001
25
180
6/09/96 Mr Martin Ryan
Austock Brokers
Level 1, 340 Collins Street
MELBOURNE VIC 3000
4
181
10/09/96 Mr Allan Asher
Australian Competition and Consumer Commission
PO Box 19
Belconnen ACT 2617
253
182
9/09/96 Mr Christopher Liddell
Syscorp
Level 3, 309 George Street
SYDNEY NSW 2000
3
183
10/09/96 Mr Peter J Bellamy Lower Plenty Vic 3093
1
184
10/09/96 Mr A Randle
SA Office of Financial Supervision
3rd Flr, 97 Pirie Street
Adelaide SA 5000
5
185
9/09/96 Mr John Walsh
Coopers & Lybrand Actuarial & Superannuation
Box 2650 GPO
SYDNEY NSW 2000
8
186
10/09/96 Mr David Murray
Commonwealth Bank of Australia
GPO Box 2719
Sydney NSW 2000
139
187
9/09/96 Mr R H Wylie
Institute of Chartered Accountants in Australia
JOINT ICAA/ASCPA SUB
37 York Street
Sydney NSW 2000
6
188
9/09/96 Mr Neil Wilkinson
Superannuation Complaints Tribunal
Locked Mail Bag 3060 GPO
MELBOURNE VIC 3001
10
189
9/09/96 Ms Lynne Saunder
AusAsean Services Ltd
Level 1, 50 Carrington Street
Sydney NSW 2000
6
190
9/09/96 Ms Elizabeth Eldridge
Department of Treasury and Finance Victoria
5th Floor1 Treasury Place
MELBOURNE VIC 3002
39

 

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